by Helen M Grant | Jul 18, 2026 | Financial Wellbeing, Money, Mortgage
For many homeowners, paying off the mortgage sooner feels like an impossible goal. Interest adds up over time, life gets busy, and making extra repayments aren’t always realistic. An offset mortgage offers a different approach. Instead of requiring you to pay...
by Helen M Grant | Jul 16, 2026 | Financial Wellbeing, Money, Mortgage
For many homeowners, a fixed mortgage rate quietly rolls over every one to three years. A letter or email arrives from the bank with a few options, you pick one, and life carries on. But a refix is one of the few times you have the opportunity to review whether your...
by Helen M Grant | Jan 12, 2026 | Financial Wellbeing, Money, Mortgage
Why Mortgage Loan Structure Is Just as Important as Interest Rate When searching for a mortgage, most people focus on one thing: getting the lowest interest rate. While interest rates matter, they are only part of the equation. In practice, your mortgage loan...
by Helen M Grant | May 27, 2025 | Financial Wellbeing, Money
Financial Wellbeing Financial Wellbeing means different things to each of us. It can be as simple as your ability to manage your money – and isn’t necessarily dependant on the amount of money you have. For me it is more than just being able to pay your bills....
by Helen M Grant | Dec 20, 2024 | Financial Wellbeing, My Journey
What ever Christmas means to you – it is clear that to a certain extent, it depends on your up-bringing. For me, as a kid in Christchurch, Christmas was a busy day. · At home with family first, · Presents · Bundle the extended family...
