Mortgage Health Check
Mortgage Health Check
Is your mortgage work for you?
Or are you working for your mortgage?
Rates change, life changes, and most mortgages haven’t had a proper look since the day they were set up. Take our free 2-minute Mortgage Health Check™ and find out if yours still fits — no cost, no obligation, no bank sales pitch.
✔ Takes around 2 minutes
✔ Personalised Mortgage Health Score
✔ Practical recommendations
✔ No obligation
Independent · Not tied to any one bank · Free, no-obligation 20-minute review available
Why This Isn’t a Rate-Comparison Site
This isn’t about chasing the lowest advertised rate. It’s about whether your loan structure, repayment settings, and timing still make sense for your life today — the kind of review most people only get by accident, if their bank happens to mention it.
What You’ll Get
- A personalised Mortgage Health score, showing how much upside there likely is in reviewing your current setup
- A short, downloadable action plan with your specific next steps
- Plain-English guidance on structure, offset accounts, and refixing timing
- Next steps option — never the obligation — to book a free 20-minute review with a real adviser
Who This Is For
- Homeowners who haven’t reviewed their mortgage in over a year
- Anyone with a fixed term ending in the next 6 months
- Anyone who’s never had their loan structure explained properly
FAQ
Is this free?
Yes, completely — no cost and no obligation to book anything afterwards.
Will you try to move me to a different bank?
Not necessarily — sometimes the best move is restructuring with your current lender. The advice is independent, not driven by any one bank’s targets.
How long does this take?
About 2 minutes for the check itself, and 20 minutes if you choose to book a review.