Brew a cuppa and pull up a pew...
Offset Mortgages : Pros, Cons & How They Save You Interest
For many homeowners, paying off the mortgage sooner feels like an impossible goal. Interest adds up over time, life gets busy, and making extra repayments aren't always realistic. An offset mortgage...
Fixed Mortgage Ending Soon? 9 Things Before You Refix
For many homeowners, a fixed mortgage rate quietly rolls over every one to three years. A letter or email arrives from the bank with a few options, you pick one, and life carries on. But a refix is...
Why Your Mortgage Structure Matters Just as Much as the Interest Rate
Why Mortgage Loan Structure Is Just as Important as Interest Rate When searching for a mortgage, most people focus on one thing: getting the lowest interest rate. While interest rates matter, they...
Keys to Financial Wellbeing
Financial Wellbeing Financial Wellbeing means different things to each of us. It can be as simple as your ability to manage your money - and isn’t necessarily dependant on the amount of money you...
What Does Christmas Mean to You?
What ever Christmas means to you - it is clear that to a certain extent, it depends on your up-bringing. For me, as a kid in Christchurch, Christmas was a busy day. · At home with family...
Financial Resilience
Are we in a Recession - and so what? Financial news from last month (March 2024) is that NZ is in a technical recession. Old news actually - last year's data - the Jul-Sept and Oct-Dec 23 quarters...
